Cash; CPF Ordinary Account or Special Account savings; SRS holdings; There will be an online sales charge of 0.82% per transaction on any investment amount. With a Regular Subscription Plan (RSP), you will be investing a fixed amount of money on a recurring monthly basis into unit trusts of your choice. Disclaimer: Customers are advised to read and understand the relevant unit trust fund(s) contents of prospectus before investing. All rights reserved. What are the benefits of Regular Subscription Plan (RSP)? * Our plans cater to all kinds of investors, from new investors looking to invest smaller amounts to investors looking to invest abroad. Unit trusts give you affordable access to a wide variety of assets to match your risk profile and financial goals. The most important thing about setting goals in life is having one. © 2021 Malayan Banking Berhad (Co.Reg.No. Regular Subscription Plan Invest on a recurring monthly basis into your chosen Unit Trust products. Control of investment With a Regular Subscription Plan (RSP), you will be investing a fixed amount of money on a recurring monthly basis into unit trusts of your choice. That way you get to keep most of your dividends earned. View the principle and total savings by year, in the chart and table. The Regular Savings Plan aims to turn market fluctuations to your benefit by managing market risk with dollar cost averaging. Prices can go up and down. You can easily buy in to a portfolio of investments, which would otherwise be extremely expensive Minimum investment amount: $50/month (ETFs), $100/month (unit trusts) Investments available: 8 ETFs listed in Singapore, 41 ETFs listed in Hong Kong and US and 1,288 unit trusts from 50 fund managers Fees: 0.08% or $1, whichever is higher (for counters listed in Hong Kong and US, minimum of US$1 or HK$5 applies) Stop an investment plan without penalty charges. The following is a link to the AIC PDF of investment trust saving schemes or see the table below. All rights reserved. This advertisement has not been reviewed by the Monetary Authority of Singapore. Campaign period: 1 February 2019 - 31 July 2019. To enquire more about our Online Unit Trust Platform, call us at our dedicated hotline 1800 242 5333 or get in touch with us here 12 October – 31 December 2020 Set up a Regular Savings Plan and receive up to S$100 cash credit. This week,I want to start a series on regular savings plans for investment trusts. Monthly investment sum will be deducted automatically. Both funds are recommended by my unit trust consultant who is a close buddy of mine from secondary school. Their web address is www.theaic.co.uk. Make a one-time investment on a fund and take immediate advantage of the underlying market. Select from over 300 funds to invest in. It helps you to take small and steady steps towards building your investment position and achieving your financial goals. :196001000142) Maybank Islamic Berhad (Co. Reg. Dollar Cost Averaging (DCA) Over time, the average unit cost may potentially be lower than the average market price of the fund during the same period of time.. Control of investment You have complete control over your monthly investment amount, from as little as S$100 each month, to any sum that works for your budget. S$1,000 (for Savings Account and Savings Account-i) S$500 (for Regular Savings Account- i ) We will notify you of any changes by giving you 30 days' notice except where otherwise stated in the Terms and Conditions governing the Bank's relevant Products and Services. Potential investors may wish to seek advice from a financial adviser, taking into account their specific investment objectives, market events, financial situation and particular needs and, the risk factors contained in the prospectus, before making a commitment to invest in units of the fund(s). Optimise your income with a savings plan that generates returns with no lock-in period. Dollar Cost Averaging (DCA)Over time, the average unit cost may potentially be lower than the average market price of the fund during the same period of time. ... Start investing from as low as S$1,000 or through a Regular Saving Plan. node.content_display_type.children.ct_title[0]. Enter the recurring deposit and frequency, if you plan to save regularly. AIC guide to Investment Trust saving schemes. Decide how much you want to invest each month. Regular Saving Plans (RSP) Fund Manager Info The investment objective of the Maybank Asian Equity Fund is to provide capital growth through investments primarily in a portfolio of equities listed in the Asia (ex-Japan) markets. The DBS Regular Savings Plan (DBS Invest-Saver) is currently offering up to S$125 cashback in the form of rebates on transaction charges, which is the most competitive promotion on the market. Maybank Save Up Programme. An investment in the fund is subject to investment risks, including the possible loss of the principal amount invested. M2U Goal Savings Plan. Copyright © 2020 Maybank. Decide how much you want to invest each month. The price of units and distribution payable, if any, may go up or down. Enter the savings period, in years. Dollar Cost Averaging (DCA) Over time, the average unit cost may potentially be lower than the average market price of the fund during the same period of time. You can now open Unit Trust Investment Account and manage your Unit Trust investment immediately anywhere, anytime from the comfort of your home, office or while you're on the go via Maybank2u. Investing through Monthly Investment Plans is an easy … Stop an investment plan without penalty charges. 8% for combination of FD and unit trust. * Phillip Share Builders plan automatically reinvests your dividends back into the investment plan. Whether you are planning for retirement, saving for your children’s education or aiming to achieve other financial objectives, Regular Savings Plans (“RSPs”) could potentially help you reach your goals with peace of mind. Affordability You do not need to have a huge initial capital outlay and can have a head start to investment.*. Regular Savings Plan is an investment plan that can help you meet your financial goals. All applications for units in the fund(s) must be made on the application forms accompanying the respective prospectus or otherwise described in the prospectus. Lately, I’ve checked my unit trust accounts and found that they are worth a … How to Use: Enter the initial deposit amount. on the first S$50,000 in your account. Types of Unit Trust Fund; How to Invest in Unit Trust Fund; Risks; Fees & Charges; Methodology; Our Unit Trust Funds; Unit Trust Third Party Funds; Private Retirement Scheme (PRS) PRS Third Party Funds; EPF Funds; Education. Monthly investment sum will be deducted automatically. It is known as the Regular Savings Plan or RSP for short. Enter the estimated return rate, e.g. A regular investment savings plan to help you get ahead, affordably UOB Regular Investment Savings Plan (RIS) a disciplined approach to investing. Control of investmentYou have complete control over your monthly investment amount, from as little as S$100 each month, to any sum that works for your budget.*. DisclaimerThis document is prepared for information and general circulation only and does not have any regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this document. Investors should read the respective prospectus before deciding to subscribe for or purchase units in the fund(s). This is achieved by investing a smaller fixed amount regularly, regardless of the timing or the individual cost of investments. Investing in Unit Trusts and through a Regular Savings Plan (RSP) does not have a lock-in period, as compared to other regular investment facilities that may have a lock-in period of 10, 20 years. This plan allows you to withdraw your EPF savings to invest in EPF-approved Unit Trust funds. The information herein is not provided by us as an adviser and we shall not assume any responsibility for the accuracy and completeness of the information or the performance of any investment made by you upon your reliance on the information. No: 200701029411). Past performance is not an indication of future performance. With Goal Savings Plan, there is no need to worry about your future plans! Convenience: All you need is a link to your Maybank account, and the RSP will be ready for your investment. Making regular monthly contributions to your investments as part of a savings plan can help them grow into a sizeable sum over the long term, even if you’re only investing a small amount. Select “Set Up or Update Unit Trust Regular Savings Plans (RSP)” or “Set Up Exchange Traded Fund Regular Savings Plan (RSP)”, depending on which you wish to set up. regular saving plan unit trust investment with immediate notice to me and I undertake to ensure that sufficient funds are kept in my account to meet the payment for regular saving plan. Copies of the respective fund prospectus are available and can be obtained from any Maybank Branch. Hi, I’m Mark. In the event that the potential investor chooses not to seek advice from a financial adviser, he/she should consider whether the fund(s) is suitable for him/her. Online Unit Trusts Best viewed on the latest versions of Chrome, Firefox, Edge, Safari. An account today, link it to a debit card and your money will earn up to 3% p.a. Investors can start investing from as little as $100 a month. Affordability: Unit Trusts can be invested in a portfolio of assets like bonds, shares, etc. Click here for Deposits and Fixed Deposits. Unit Trust products are not insured by PIDM. Various asset classes of Maybank’s Unit Trust funds include: Commodities (i.e. #5 FSMOne Regular Savings Plan. (*Varies with different funds) Low initial investment of RM1,000. The Regular Savings Plan aims to turn market fluctuations to your benefit by managing market risk with dollar cost averaging. Invest in Unit Trusts using our monthly Regular Savings Plan (RSP) service; Switch funds between same fund houses; Why invest in Unit Trusts. Maybank Singapore Limited (UEN 201804195C), node.content_display_type.children.ct_title[0]. I’ve been investing RM 1,000 a month into two unit trust funds for almost 9 years. Find out how much you should invest now, to reach your investment goal here. Monthly investment sum will be deducted automatically. Non-individual accounts (Corporate and Trust accounts) are not eligible to participate in this Promotion. Through buying units into the trust, your money will be pooled with that of other investors and invested according to the unit trust’s objectives. Article; Seminars / Online Event; Video; Announcement / Notice; Financial Planning. A pool of money managed collectively by professional fund managers. Full details of groups offering savings plans can be obtained from the Association of Investment Companies by telephoning them on 0800 707707. This all-in-one feature allows you to create a Goal, set a monthly amount contribution, and track your progress. Unit Trust prices may fluctuate. Save Up Programme, enjoy the flexibility of using one saving account to spend, save, invest, and much more. It takes advantage of the dollar cost averaging concept that does not require you to worry about market timing and volatility. For example, if you invest in an Asia Equity fund, the fund manager will invest your money by tapping into equities investment opportunities within Asia. Regular Saving Plan (RSP) Investment; Make regular investments from as low as RM100* a month and even out market risks in the long run. FSMOne ETF Regular Savings Plan. Regular Savings Plan is an investment plan that can help you meet financial goals that you have in mind. Acquire professional management by reputable fund managers. In this scheme, the high potential returns, reasonable risk and cost effectiveness of Unit Trusts with a risk management tool. Start customising the programme to your life's plans … Best viewed on the latest versions of Chrome, Firefox, Edge, Safari. Among others, customers should consider the fees and charges involved. Precious Metal, Iron, Ore, etc.). Minimum investment of S$1000 required for individual funds before subscription into RSP. Regular Saving Plan (RSP) Investment; Make regular investments from as low as RM100* a month and even out market risks in the long run. Looking at the comparison above… Regardless of the amount which you intend to invest (save for when it’s more than $1,300), it seems like FSMOne Regular Savings Plan is the cheapest one. *For illustration purposes only. Whether you want to purchase that dream car or house, pay for your children’s education or go on that holiday that you have been looking forward to, you have the freedom of redeeming your holdings. Let us double up your savings so you can achieve your goal faster with M2U Goal Savings Plan. Three ways of funding your Unit Trusts investment. (*Varies with different funds) Low initial investment of RM1,000. Decide how much you want to invest each month. A Regular Savings Plan invests a fixed amount of funds every month into buying shares or unit trusts. This Promotion is valid for Unit Trust (UT) and/or Exchange Traded Fund (ETF) Regular Savings Plans (RSP) set up online from 1 November 2020 to 31 January 2021 (the “Promotional Period”). Select the fund you wish to set up a Regular Savings Plan and click on the "Next” button. What are the benefits of Regular Subscription Plan (RSP)? Regular Savings Plan (RSP) is an investment plan that offers a consistent and disciplined means of investment for stocks and unit trusts. It takes advantage of the dollar cost averaging concept that does not require you to worry about market timing and volatility. Requirements Minimum initial deposit of S$10 Benefits. Reach out to your Relationship Manager or apply via the Online Unit Trust Platform. Number of counters available: 8 ETFs in the Singapore market to choose from and 30 other ETFs listed in Hong Kong and the US. Investment - Unit Trust Prices Nothing on this page shall be construed by you as our investment advice. RSPs are investment plans that offer a consistent and disciplined … *RSP is only applicable for SGD denominated unit trust funds. DBS's Regular Savings plan comes with a manageable minimum monthly contribution of S$100 and offers access to 4 ETFs and a range of unit trusts. Take Advantage of Dollar Cost Averaging. Enjoy complimentary insurance and birthday privileges with this passbook savings account made just for children and teens under 16 years old. 34) Transactions performed after the unit trust fund cut-off time will be executed on the next business day unless otherwise stated. Make regular investments from as low as RM100* a month and even out market risks in the long run. Stop an investment plan without penalty charges. Ideally, the best Regular Shares Savings Plan is the one with the lowest cost. The value of the units of the fund(s) and the income accruing to the fund(s), if any, may fall as well as rise. Convenience It is a convenient way of investing by deducting the monthly investment sum through GIRO. 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